Pricing
A service model designed for you
Swell exists to help you feel more confident about your money.
Unlimited, on-going financial planning, dedicated to helping you succeed.
One Time Plan
Current Waitlist: Est. Start Time Q1 2025
Created for those who prefer the DIY approach, this service provides an immediate retirement snapshot and written game plan that can be implemented independently, without the need for an ongoing planning relationship
Plans customized to your situation and can include:
Cash Flow Planning and Budgeting
Investment Recommendations
Guidance on your 401k assets
Insurance Evaluation - Life, Home, Auto Review
Employer Benefits Review Prior to Open Enrollment
Review of or Assistance in Setting up an Estate Plan
Review of Tax Returns
Understanding Taxes and Where to Take Your 1st Dollar
Roth Conversion Assessment
Income Guardrails - Learning Safe Withdrawal Amounts
Solving the Gap between Retirement & Social Security
Tax Planning Leading Up to & In Retirement
Tax Impact & Scenario Modeling for Selling Real Estate
eMoney Retirement Planning Scenario Modeling
(3) Planning Meetings
Unlimited Support for 90 days
Check-ins/Emails/Calls as needed
Plans start at $5,000 and vary based on complexity
Two Payments: First Half Due Upfront and
Second Half Due at Plan Completion
*Ability to convert to ongoing planning or AUM relationship following the completion of the One Time engagement.
The Accelerator
Created for high-earning individuals and families with less than $500k in retirement savings, who are 5-10 years from retirement and looking for ongoing,
long-term tax and retirement planning support.
Services include:
Cash Flow Planning and Budgeting
Investment Recommendations
Advice/Oversight on your 401k assets
Life Insurance Evaluation
Homeowners and Auto Insurance Review
Healthcare Pre-65 or Medicare Analysis
Employer Benefits Review prior to Open Enrollment
Estate Plan Deep Dive and Review
Review of Tax Returns
Understanding Taxes and Where to Take Your 1st Dollar
When “Best” to take Social Security and Pensions
Roth Conversion Assessment
Tax Planning Leading Up to & In Retirement
Tax Impact & Scenario Modeling for Selling Real Estate
Stock Options & Equity Compensation Planning
Semi-annual review meetings
Unlimited Ongoing Support
Check-ins/Emails/Calls as needed
Starting at $7,500 Flat Annual Fee
$1,500 Upfront Planning Fee
Option to pay monthly, quarterly, or semi-annual
Fees discounted by Asset Management at 1% (Optional)
*Auto-enrolled into AUM model once total fees from Assets managed surpass $7,500/year. If planning only, pricing will vary based on outside assets, needs, and complexity.
Retirement Runway
Designed for individuals and families
either in or nearing retirement with over $500k in investable assets and seeking a long-term partnership in the follow areas:
Covers all of the services listed in The Accelerator
and also includes Personal Tax Preparation and Filing
Emphasis on:
Understanding Taxes and Where to Take Your 1st Dollar
Roth Conversion Assessment
Income Guardrails - Learning Safe Withdrawal Amounts
Solving the ‘Gap’ - Between Retirement and Social Security
When “Best” to take Social Security and Pensions
Medicare and Income Threshold Assessment
Understanding your Required Minimum Distribution (RMD)
Retirement Gifting Assessment via Donor Advised Fund
eMoney Retirement Planning Scenario Modeling
Estate Plan Deep Dive and Review
Tax Impact & Scenario Modeling for Selling Real Estate
Annual Personal Tax Return Included at $1M*
Semi-annual review meetings
Option for a 3rd meeting if needed
Unlimited Ongoing Support
Check-ins/Emails/Calls as needed
Annual Planning Fee Waived
$500k - $1M –1.50% AUM
$1M-$3M –1.00% AUM
$3M -$5M –0.75% AUM
Above $5M –Negotiable
*Annual Personal Return filing costs of up to $500 paid for by Swell Financial when using a list of Swell’s preferred tax providers.
Our Process
Annual Meeting Cycle
Spring Cleaning Meeting
Working Meetings
Year End Planning
Unlimited Support: We’re Always Here for You
Our support doesn’t stop at three meetings. We remain available for any financially related issue we can help with. Whether it’s assisting with refinancing, debt payoff, or anything else, we’re just a phone call, text, or email away. There is never an extra charge for this assistance and we’re happy to provide it.